The Defining Decade of Adulthood

May 13, 2013

The financial industry spends little focus on 20-somethings for the obvious reason that they don’t tend to have much money.  It’s a shame because this really is “the defining decade of adulthood.” Habits, like saving and investing, established in this decade lay the foundation for success for the long run.  Although the TED talk below (Meg Jay: Why 30 is not the new 20) focuses on a number of topics, including career and marriage, it serves up plenty of food for thought for us in the financial industry about how we serve this demographic.

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From the Archives: Life Expectancy at Retirement

May 13, 2013

retirement Life Expectancy at Retirement

Source: The Economist, via Greg Mankiw.

Americans, as well as citizens of many other advanced nations, now spend about twice as many years in retirement as they did a generation or two ago.  Aggressive saving and adherence to a well-thought-out investment plan are more important today than they have ever been.  It is a big mistake for today’s 65-year olds to no longer consider themselves to be “long-term investors.”

—-this article originally appeared 3/1/2010.  As you can see from the graphic, the average US 66-year old retiree spends another 15-20 years in retirement.  That’s long enough that investment performance is going to be important.

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Weekly RS Recap

May 13, 2013

The table below shows the performance of a universe of mid and large cap U.S. equities, broken down by relative strength decile and then compared to the universe return.  Those at the top of the ranks are those stocks which have the best intermediate-term relative strength.  Relative strength strategies buy securities that have strong intermediate-term relative strength and hold them as long as they remain strong.

Last week’s performance (5/6/13 – 5/10/13) is as follows:

ranks 05.13.13

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